Get Approved for Funeral Insurance With No Exams
Loved ones shouldn’t face debt when you’re gone. Protect them now with simple funeral insurance that never expires.
We work with top carriers
Most People Don’t Know Funeral Insurance Can Be This Simple.
Maybe you’ve thought about funeral insurance but worried it would be too expensive, complicated, or hard to qualify for. You’re not alone—most people feel the same way before they see how simple this can actually be.
✅ You’ve seen life insurance ads that look overwhelming and full of fine print.
✅ You’ve wondered if you’d even qualify, especially without a medical exam.
✅ You’ve worried the monthly cost might be too high to keep long term.
✅ You’ve put it off because the process felt confusing or stressful.
But the reality is…funeral insurance doesn’t have to be complicated. With guaranteed acceptance, fixed rates, and no medical exams, you can secure coverage that lasts a lifetime—often in just minutes.
The good news is that…
❌ You don’t need to go through a long, confusing application.
❌ You don’t need to wait weeks for approval.
❌ You don’t need to deal with hidden fees or rising rates.
You just need a simple policy designed to protect your loved ones—funeral insurance that never expires and never gets more expensive.
What is Funeral Insurance?
Funeral insurance—sometimes called final expense or burial insurance—is a small life insurance policy designed specifically to cover end-of-life costs. Unlike traditional life insurance, it’s simple to qualify for, easy to understand, and built to protect your loved ones from unexpected financial stress.
✅ Covers funeral and burial expenses directly
✅ Guaranteed acceptance for ages up to 85
✅ No medical exams or invasive health questions
✅ Fixed monthly premiums that never increase
✅ Lifetime coverage that never expires as long as premiums are paid
Lift the financial burden on your family with funeral coverage
Funeral costs often exceed $10,000. Our funeral insurance makes sure your loved ones have the money they need, backed by coverage amounts that fit any budget.
Get peace of mind for life with guaranteed coverage and no medical exams
Unlike traditional life insurance, funeral insurance requires no medical exams or invasive health questions. Approval is fast, easy, and guaranteed for ages up to 85.
Keep your plan affordable forever with fixed monthly rates that never rise
Unlike other insurance products, your premiums stay the same for life. Once you’re approved, your rate is locked in—no surprises down the road.
Why Families Choose Simple Choice Insure
✅ Clear explanations without confusing jargon
✅ Personalized guidance based on your situation
✅ No pressure, no obligation conversations
✅ Support before, during, and after coverage begins
The Reality of Funeral Costs and Coverage
1 in 5 families go into debt paying for a funeral
(Source: Funeral and Memorial Information Council, 2023)
Only 56% of Americans have life insurance
(Source: LIMRA Life Insurance Barometer Study, 2023)
Funeral costs have risen 40% in the last 10 years
(Source: Bureau of Labor Statistics, 2024)
Average funeral costs now exceed $10,000
(Source: National Funeral Directors Association, 2024)
Get Funeral Coverage In 3 Easy Steps
Answer a few quick questions
Provide basic details—no medical exams or lengthy paperwork required.
Pick your coverage amount
Select the plan that fits your needs and budget with flexible options.
Get instant approval
Secure your insurance in minutes with guaranteed acceptance and lifetime coverage.
Frequently Asked Questions
Still have questions? We’ve answered the most common ones below so you can feel confident before getting your free insurance quote.
-
No. Most policies is guaranteed acceptance for ages 50–85 with no medical exams or invasive questions required.
-
You can choose from $1,000 up to $100,000 in coverage, depending on your needs and budget.
-
Never. Once you’re approved, your premium is locked in for life—it will never go up.
-
Coverage starts immediately upon approval, giving you instant peace of mind.
Learn More About Funeral Insurance
Get Your Quote Today
Looking to protect your loved ones financially? Funeral Insurance is a simple, affordable policy designed to give you confidence and peace of mind.
Planning ahead for the inevitable doesn’t have to be complicated. At Simple Choice Insure, we offer guaranteed-acceptance funeral insurance with no medical exams and fixed premiums, so your family won’t face surprise costs during a difficult time. Our straightforward, lifetime coverage helps ensure final expenses are covered and your loved ones can focus on remembering you, not paying for your service.